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Nolan Santana
City, State, Zip Code
Home: 000-000-0000 | Cell: 000-000-0000
email@email.com
Professional Summary
Experienced Commercial Credit Analyst who has worked closely with loan administrators to reduce lending risk. Adept at financial research utilizing productivity software and making presentations on commercial credit to executive teams. Specializes in financial research and understanding the economic backgrounds of bank lending clients.
Core Qualifications
- Certified commercial credit expert
- Extremely thorough financial research expert
- Experience in developing lending and credit models
- Very strong presentation and public speaking skills
- Works very well independently
- Comfortable presenting complex information to banking executives
- Able to put the customer first in client contact situations
Experience
Commercial Credit Analyst
3/1/2010 – 7/1/2014
Company Name
City, State
- Responsible for doing considerable research on larger potential borrowers.
- Assisted in making presentations to significant clients.
- Developed monthly report of funds outstanding to borrowers for executive team.
Commercial Credit Analyst
8/1/2005 – 3/1/2010
Company Name
City, State
- Worked as part of a team that developed risk analysis criteria for each lending situation.
- Responsible for determining value of collateral for each secured transaction.
- Developed extensive spreadsheets outlining client assets and credit risks.
Commercial Credit Analyst
9/1/1997 – 8/1/2005
Company Name
City, State
- Responsible for developing detailed reports on credit and lending risks within a variety of industries.
- Assisted underwriters in establishing criteria for approving or denying client funding.
- Developed quarterly cash flow analysis that compared cash flow to credit outstanding.
Education
Bachelor of Science – Accounting
1996
University Name
City, State
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